Renting vs. Owning a Home, by State

Among households in the United States, 68% are owned and 32% are rented, based on estimates from the American Community Survey in 2021. That breakdown isn’t uniform across the country though. In Maine, almost 80% of households are owned, whereas in California, less than 60% is owned. In Washington, D.C., it’s less than half. Here are the splits for each state.

Households that are owned and rented

Maine has the lowest renting rate. Washington, D.C. has the highest.

Own and rent by state  

There’s a difference between owning a home outright and paying down a mortgage. The data offers sub-categories for renting and owning. The chart below also splits up households by number of bedrooms.

By Number of Bedrooms

Most people who “own” a home are paying down a mortgage or loan, and households with more rooms are less likely to have been paid off.

Own and rent by state and bedrooms  

The above varies by state (of course), albeit more subtle.

By Number of Bedrooms, by State

I think there’s something in the predominant four-bedroom in places like Vermont and Oklahoma versus the more evenly distributed room counts in places like Colorado and Washington.

Own and rent by state and bedrooms  

It’ll be interesting to see how these distributions change with more recent data. Sitting here in California, the current mortgage rates are looking painful, which I’m guessing is going to increase the share of renting.

Become a member. Support an independent site. Make great charts.

See What You Get


How People Like You Spend Their Time

Looking at American time use for various combinations of sex, age, and employment status, on weekdays and weekends.

The Changing American Diet

See what we ate on an average day, for the past several decades.

Top Brewery Road Trip, Routed Algorithmically

There are a lot of great craft breweries in the United States, but there is only so much time. This is the computed best way to get to the top rated breweries and how to maximize the beer tasting experience. Every journey begins with a single sip.

Finding the New Age, for Your Age

You’ve probably heard the lines about how “40 is the new 30” or “30 is the new 20.” What is this based on? I tried to solve the problem using life expectancy data. Your age is the new age.